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Before you visit a physician, you need to check to see if the supplier or medical facility is in your health plan’s network. Providers and hospitals which are considered in network contract with the plan and agree to simply accept a reduced price for the companies they supply. Health plans decide Health News up more of the health care prices for in-network suppliers than out-of-network suppliers, which suggests lower prices for you if you keep in community. It can shield you from paying sudden and costly medical payments. It also covers essential health benefits, like annual physicals.